RATES >>
Loan Rates
Share Secured loans |
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Rates are 5.00% above rate paid in shares
Rates are 3.00% above rate paid on certificate of deposit |
Line of Credit-unsecured
Secured |
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As low as 10.00%
Based on your credit score |
New Vehicles |
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Rates as low as 7.50%
Based on your credit score |
Used Vehicles |
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Rates as low as 7.50%
Based on your credit score |
Boat Loans |
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Rates as low as
9.00% |
First Mortgage |
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Variable rates with term up to 240 months
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**We also have loans for ATVs, Christmas and Vacation loans, motorcycles, campers, computers, and lawn mowers and tractors. All loans & rates are subject to credit approval. Rates and terms are subject to change without notice. Please call the credit union at 256-437-2181 for further information.
Share Rates
The rates appearing below are accurate as of the last dividend declaration date. If you have
any questions or require current rate information on your accounts, please call the credit union
at 256-437-2181.
Par Value of Membership Shares: The Par Value of a Membership Share Account is $25.00.
Share Account |
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Christmas Club Accounts |
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IRA Accounts |
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Share Certificates
| Term |
Rate |
APY |
| 6 month |
3.00 |
3.04 |
| 12 month |
3.25 |
3.30 |
| 24 month |
3.50 |
3.56 |
| 30 month |
3.50 |
3.56 |
| 36 month |
3.50 |
3.56 |
| 60 month |
4.50 |
4.59 |
IRA Certificates
| Term |
Rate |
APY |
| 12 month |
3.00 |
3.04 |
| 24 month |
3.25 |
3.30 |
| 36 month |
3.50 |
3.56 |
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